Get Fixed Deposit Account By Id

get https://api.cloud.mbanq.com/v1/fixeddepositaccounts/{accountId}

Use this API to retrieve detailed information about a specific Fixed Deposit account by its unique identifier. This API provides comprehensive details of the selected Fixed Deposit account, including account parameters, associated charges, interest rates, and other relevant information.

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Response

Response body

object

string

The unique identifier of the fixed deposit account. Example: 13400

preClosurePenalApplicable

boolean

Indicates if a penalty is applicable for premature closure of the account. Example: false

minDepositTerm

integer

The minimum term required for the deposit in months. Example: 3

minDepositTermType

object

integer

The unique identifier for the deposit term type. Example: 2

code

string

The code representing the deposit term type. Example: deposit.term.savingsPeriodFrequencyType.months

value

string

The human-readable value for the deposit term type. Example: Months

depositAmount

number

The total amount deposited in the account. Example: 10001.00

maturityAmount

number

The amount to be received upon maturity of the fixed deposit. Example: 10001.00

maturityDate

array

The date on which the fixed deposit matures, represented as an array of integers [year, month, day]. Example: [2025, 10, 22]

maturityDate

depositPeriod

integer

The duration of the deposit in the specified deposit period frequency. Example: 1

depositPeriodFrequency

object

integer

The unique identifier for the deposit period frequency. Example: 3

code

string

The code representing the deposit period frequency. Example: deposit.period.savingsPeriodFrequencyType.years

value

string

The human-readable value for the deposit period frequency. Example: Years

activationCharge

number

The charge applied for activating the fixed deposit account. Example: 0

transferInterestToSavings

boolean

Indicates if the interest earned is transferred to the savings account. Example: false

accountNo

string

The account number for the fixed deposit. Example: 000013400

clientId

integer

The unique identifier of the client who owns the fixed deposit account. Example: 5162

clientName

string

The name of the client associated with the fixed deposit account. Example: test fix deposit

depositProductId

integer

The unique identifier of the deposit product. Example: 609

depositProductName

string

The name of the deposit product. Example: SecurePlus Fixed Deposit

fieldOfficerId

integer

The ID of the field officer managing the account. Example: 0

status

object

integer

The unique identifier for the account status. Example: 100

code

string

The code representing the account status. Example: savingsAccountStatusType.submitted.and.pending.approval

value

string

The human-readable status of the account. Example: Submitted and pending approval

submittedAndPendingApproval

boolean

Indicates if the account is submitted and awaiting approval. Example: true

approved

boolean

Indicates if the account has been approved. Example: false

rejected

boolean

Indicates if the account has been rejected. Example: false

withdrawnByApplicant

boolean

Indicates if the application was withdrawn by the applicant. Example: false

active

boolean

Indicates if the account is currently active. Example: false

closed

boolean

Indicates if the account is closed. Example: false

prematureClosed

boolean

Indicates if the account was prematurely closed. Example: false

transferInProgress

boolean

Indicates if a transfer of the account is currently in progress. Example: false

transferOnHold

boolean

Indicates if the transfer is on hold. Example: false

matured

boolean

Indicates if the fixed deposit has matured. Example: false

timeline

object

submittedOnDate

array

The date when the account was submitted, represented as an array of integers [year, month, day]. Example: [2024, 10, 22]

submittedOnDate

submittedByUsername

string

The username of the person who submitted the account. Example: testName

submittedByFirstname

string

The first name of the person who submitted the account. Example: test

submittedByLastname

string

The last name of the person who submitted the account. Example: test

currency

object

code

string

The currency code for the account. Example: AWG

name

string

The name of the currency. Example: Aruban Guilder

decimalPlaces

integer

The number of decimal places for the currency. Example: 2

displaySymbol

string

The symbol used to represent the currency. Example: ƒ

nameCode

string

The code representing the currency. Example: currency.AWG

displayLabel

string

The label displayed for the currency. Example: Aruban Guilder (ƒ)

nominalAnnualInterestRate

number

The nominal annual interest rate applicable to the account. Example: 2.00000000000000000000

interestCompoundingPeriodType

object

integer

The unique identifier for the interest compounding period type. Example: 4

code

string

The code representing the interest compounding period type. Example: savings.interest.period.savingsCompoundingInterestPeriodType.monthly

value

string

The human-readable value for the interest compounding period type. Example: Monthly

interestPostingPeriodType

object

integer

The unique identifier for the interest posting period type. Example: 4

code

string

The code representing the interest posting period type. Example: savings.interest.period.savingsInterestPostingPeriodType.monthly

value

string

The human-readable value for the interest posting period type. Example: Monthly

minRequiredOpeningBalance

number

The minimum required opening balance for the account. Example: 0.00

withdrawalFeeForTransfers

boolean

Indicates if a withdrawal fee applies for transfers. Example: false

depositType

object

integer

The unique identifier for the deposit type. Example: 200

code

string

The code representing the deposit type. Example: depositAccountType.fixedDeposit

value

string

The human-readable value for the deposit type. Example: Fixed Deposit

minBalanceForInterestCalculation

number

The minimum balance required for interest calculation. Example: 0.00

withHoldTax

boolean

Indicates if withholding tax is applicable on the account. Example: false

summary

object

currency

object

totalDeposits

number

The total deposits made to the account. Example: 0.00

totalWithdrawals

number

The total withdrawals made from the account. Example: 0.00

totalWithdrawalFees

number

The total withdrawal fees incurred on the account. Example: 0.00

totalAnnualFees

number

The total annual fees applied to the account. Example: 0.00

totalInterestEarned

number

The total interest earned on the account. Example: 0.00

totalInterestPosted

number

The total interest posted to the account. Example: 0.00

accountBalance

number

The current balance of the account. Example: 0.00

totalFeeCharge

number

The total fee charges incurred on the account. Example: 0.00

totalPenaltyCharge

number

The total penalty charges incurred on the account. Example: 0.00

totalOverdraftInterestDerived

number

The total interest derived from overdrafts on the account. Example: 0.00

totalWithholdTax

number

The total withholding tax applied to the account. Example: 0.00

interestNotPosted

number

The interest that has not yet been posted to the account. Example: 0.00

availableBalance

number

The available balance of the account. Example: 0.00

charges

array of objects

charges

object

integer

The unique identifier for the charge. Example: 12180

chargeId

integer

The ID of the charge. Example: 645

accountId

integer

The ID of the account associated with the charge. Example: 13400

name

string

The name of the charge. Example: Misc fee

chargeTimeType

object

dueDate

array

The due date for the charge, represented as an array of integers [year, month, day]. Example: [2024, 10, 22]

dueDate

chargeCalculationType

object

percentage

number

The percentage applied for the charge. Example: 0

amountPercentageAppliedTo

number

The amount or percentage applied to the charge. Example: 0

currency

object

amount

number

The amount charged. Example: 10.00

amountPaid

number

The amount that has been paid. Example: 0.00

amountWaived

number

The amount that has been waived. Example: 0.00

amountWrittenOff

number

The amount that has been written off. Example: 0.00

amountOutstanding

number

The amount that is outstanding. Example: 10.00

amountOrPercentage

number

The amount or percentage charged. Example: 10.00

minCap

number

The minimum cap for the charge. Example: 0.00

maxCap

number

The maximum cap for the charge. Example: 0.00

penalty

boolean

Indicates if the charge is a penalty. Example: false

isActive

boolean

Indicates if the charge is active. Example: true

totalDeferredChargeAmount

number

The total deferred charge amount. Example: 0.00

numberOfExemptedFee

integer

The number of exempted fees. Example: 0

collectOnlyTotalDeferCharge

boolean

Indicates if only the total deferred charge should be collected. Example: false

reverseOnTransferFail

boolean

Indicates if the charge should be reversed on transfer failure. Example: false

accountChart

object

integer

The unique identifier for the account chart. Example: 101

fromDate

array

The starting date of the account chart, represented as an array of integers [year, month, day]. Example: [2024, 9, 3]

fromDate

isPrimaryGroupingByAmount

boolean

Indicates if the primary grouping is by amount. Example: false

accountId

integer

The ID of the account associated with the chart. Example: 13400

accountNumber

string

The account number associated with the chart. Example: 000013400

chartSlabs

array of objects

chartSlabs

object

integer

The unique identifier for the chart slab. Example: 101

description

string

The description of the chart slab. Example: Applicable for senior citizens only

periodType

object

fromPeriod

integer

The starting period for the chart slab. Example: 1

annualInterestRate

number

The annual interest rate for the chart slab. Example: 2.00

currency

object

periodTypes

array of objects

periodTypes

object

integer

The unique identifier for the period type. Example: 0

code

string

The code representing the period type. Example: periodFrequencyType.days

value

string

The human-readable value for the period type. Example: Days

Language

Credentials

Bearer

JWT


xxxxxxxxxx
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curl --request GET \
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     --url https://api.cloud.mbanq.com/v1/fixeddepositaccounts/13400 \
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     --header 'accept: application/json' \
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     --header 'tenantId: z01j3e71zd6zkq908vyf5861a8'

Click Try It! to start a request and see the response here! Or choose an example:

application/json

200The Fixed Deposit account associated with the specified client Id is retrieved successfully.