Update Credit Product

put

https://api.cloud.mbanq.com/v1/creditproducts/{creditProductId} PUT

Use the API to update a credit product.

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Path Params

creditProductId

string

required

Defaults to 1

The associated credit card product Id
Example: 1

Body Params

name

string

required

The name of the credit product.
Example: Credit Product1

shortName

string

required

The short name or code for the credit product.
Example: te11

description

string

required

A description of the credit product.
Example: test

currencyCode

string

required

The currency code used for transactions related to the credit product.
Example: USD

digitsAfterDecimal

integer

required

The number of digits after the decimal point for amounts in the credit product.
Example: 2

inMultiplesOf

string

required

The denomination of the credit product, in multiples of this value.
Example: 2

nominalAnnualInterestRate

string

required

The nominal annual interest rate for the credit product.
Example: 29

interestCompoundingPeriodType

integer

required

The type of interest compounding period.
Example: 1

interestPostingPeriodType

integer

required

The type of interest posting period.
Example: 4

interestCalculationType

integer

required

The type of interest calculation.
Example: 2

interestCalculationDaysInYearType

integer

required

The number of days used in interest calculation per year.
Example: 365

accountingRule

integer

required

The accounting rule applied to the credit product.
Example: 3

nominalCashAdvanceInterestRate

number

required

The nominal annual cash advance interest rate for the credit product.
Example: 29.99

nominalAnnualPenaltyInterestRate

number

required

The nominal annual penalty interest rate for the credit product.
Example: 30

gracePeriod

integer

required

The grace period allowed for payments on the credit product.
Example: 15

minimumPayCalculationRate

string

required

The rate used in minimum payment calculation for the credit product.
Example: 5

minimumPayFixedAmount

string

required

The fixed minimum payment amount for the credit product.
Example: 10

isSecuredCreditProduct

boolean

required

Indicates whether the credit product is secured.
Example: false

statementDay

integer

required

The day of the month on which statements are generated for the credit product.
Example: 2

graceForArrearsAging

integer

required

The grace period for arrears aging on the credit product.
Example: 3

fundSourceAccountId

integer

required

The account ID of the fund source for the credit product.
Example: 34

creditPortfolioAccountId

integer

required

The account ID of the credit portfolio associated with the credit product.
Example: 35

receivableInterestAccountId

integer

required

The account ID for receivable interest related to the credit product.
Example: 36

receivableFeeAccountId

integer

required

The account ID for receivable fees related to the credit product.
Example: 38

receivablePenaltyAccountId

integer

required

The account ID for receivable penalties related to the credit product.
Example: 37

transfersInSuspenseAccountId

integer

required

The account ID for transfers in suspense related to the credit product.
Example: 38

interestOnIncomeAccountId

integer

required

The account ID for interest income related to the credit product.
Example: 39

incomeFromFeeAccountId

integer

required

The account ID for income from fees related to the credit product.
Example: 9

incomeFromPenaltyAccountId

integer

required

The account ID for income from penalties related to the credit product.
Example: 10

incomeFromRecoveryAccountId

integer

required

The account ID for income from recovery related to the credit product.
Example: 10

writeOffAccountId

integer

required

The account ID for write-offs related to the credit product.
Example: 8

overpaymentLiabilityAccountId

integer

required

The account ID for overpayment liability related to the credit product.
Example: 40

paymentChannelToFundSourceMappings

string

The updated mapping of payment channels to fund source for the credit product, in JSON string format.
Example: []

penaltyToIncomeAccountMappings

string

The updated mapping of penalties to income accounts for the credit product, in JSON string format.
Example: []

feeToIncomeAccountMappings

string

The updated mapping of fees to income accounts for the credit product, in JSON string format.
Example: []

charges

array of objects

required

List of charges associated with the credit product.

charges*

locale

string

The locale setting for the credit product.
Example: en

Headers

tenantId

string

required

Defaults to z01j3e71zd6zkq908vyf5861a8

The ID of your banking instance visible in the MBANQ Console.

string

enum

Defaults to application/json

Generated from available response content types

Allowed:

Response

Language

Credentials

Bearer

JWT

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Response

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application/json

200The credit product is updated successfully.