API Reference

Loan Write-off

Loan write-off refers to the process of formally removing a loan from the lender’s balance sheet when it is determined that the loan is unlikely to be recovered.

Purpose: Use this API to write off a loan that is considered unrecoverable due to reasons such as long-term delinquency, bankruptcy, or other financial hardships.

Behavior: A successful response indicates that the loan has been written off in the system

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Path Params
string
required
Defaults to 12

The unique identifier of the loan to be written off. Example: 1

Query Params
string
required
Defaults to writeoff

The command to initiate the loan write-off process. Example: writeoff

Body Params

The payload for Loan Write-off

string
required
Defaults to 29 March 2025

The date on which the loan write-off is performed. Format must match the dateFormat specified in the request. Example: "29 March 2025"

string

The locale used for formatting the transaction date and other localized fields. Example: "en"

string

The format in which the transaction date is provided. Follow the standard date formatting conventions. Example: "dd MMMM yyyy"

integer
required
Defaults to 4100

The unique identifier of the reason for writing off the loan. Maps to predefined system reasons such as bankruptcy, charge-off, etc. Example: 4100

Headers
string
required
Defaults to z01j3e71zd6zkq908vyf5861a8

The ID of your banking instance visible in the MBANQ Console.

Responses

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application/json